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How does the 180-day rule apply if a taxpayer received capital gain dividends from a Regulated Investment Company (RIC) or a Real Estate Investment Trust (REIT)?

For RIC or REIT capital gain dividends, the taxpayer can choose to begin the 180-day period on either:

  • The last day of your taxable year in which they would otherwise recognize thecapital gain dividend; or
  • The date of the dividend distribution